Tracy Garrad

Nationality: British

Appointed to the Group Executive Committee as CEO of Canada General Insurance in October 2023.

Experience and competencies

Tracy has had a distinguished career holding senior roles in the financial services, insurance and healthcare sectors. Most recently she was CEO of AXA’s UK Healthcare businesses (formerly AXA PPP). Prior to that she was CEO of HSBC’s Channel Islands and Isle of Man business, following a four-year tenure as the CEO of First Direct Bank.

A passionate inclusion advocate and activist, Tracy was named in the Top 20 HERoes Women role Models 2021 and 2022. She served as a Member on the UK City of London Socio Economic Diversity Taskforce during 2021/22.

Tracy was honoured with the Freedom of the City of London in August 2022 for her service and commitment to improving diversity in business.

External appointments

Director of the Insurance Bureau of Canada

Director of Équité Association

Director of Property and Casualty Insurance Compensation Corporation (PACICC)

Non-Executive Director and Chair of Risk Committee, London Stock Exchange plc